Terms & Conditions

Acceptance of Terms

By accessing or using FinPlan (“the Site”), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use the Site.

Educational Use Only

The Site and all of its content — including articles, calculators, guides, and tools — are provided strictly for educational and informational purposes. Nothing on the Site constitutes financial, investment, insurance, tax, or legal advice.

You use the information on this Site to educate yourself, not as a substitute for professional advice. FinPlan is not a registered investment advisor, licensed insurance agent, or financial planner.

No Financial Advice

The content published on FinPlan does not take into account your individual financial situation, goals, risk tolerance, or needs. Any general information provided should not be relied upon as the basis for financial decisions. Always obtain independent advice from a licensed professional who understands your personal circumstances.

AI-Generated Content

Some content on FinPlan is generated with the assistance of artificial intelligence tools. By using the Site, you acknowledge and accept that:

• AI-generated content may contain errors, inaccuracies, or omissions
• AI models are not licensed financial advisors
• AI content is reviewed by our editorial team but may still be imperfect
• You should independently verify any financial information before acting on it

Calculator Results

The DIME calculator and any other tools on this Site produce estimates based on user inputs and simplified models. Results are illustrative only and should not be treated as precise calculations. FinPlan does not guarantee the accuracy of calculator outputs.

Intellectual Property

All content on FinPlan, including articles, tools, design elements, and code, is owned by or licensed to FinPlan unless otherwise stated. You may not reproduce, distribute, or commercially exploit any content without express written permission.

You may share links to pages on this Site and quote brief excerpts for non-commercial educational purposes, provided you attribute the source.

Limitation of Liability

To the maximum extent permitted by law, FinPlan shall not be liable for any loss or damage — including financial loss — arising from your use of or reliance on any content, calculator, or tool on this Site. This includes direct, indirect, incidental, consequential, or punitive damages.

Third-Party Links

The Site may contain links to third-party websites. These links are provided for reference only. FinPlan does not endorse and is not responsible for the content, accuracy, or privacy practices of any linked website.

Modifications to the Site

We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice. We may also update these Terms at any time. Continued use of the Site constitutes acceptance of any updated Terms.

Governing Law

These Terms are governed by applicable law. Any disputes arising from your use of the Site shall be resolved in accordance with applicable law in the jurisdiction where FinPlan operates.