Editorial Policy
Last updated: April 2026
FinPlan is committed to providing accurate, trustworthy, and useful financial education content. This page explains how we create, review, and maintain our articles and tools.
Content Creation Process
Topic selection
Topics are chosen based on common user questions, financial education gaps, and search intent. We prioritise topics that have a direct, practical impact on readers' financial decisions.
AI-assisted drafting
An initial article draft is generated using Google Gemini, following detailed editorial guidelines that specify structure, tone, keyword targets, SEO requirements, and compliance rules.
Editorial review
Our editorial team reviews each AI-generated draft for factual accuracy, logical consistency, YMYL compliance, appropriate disclaimers, and readability. Errors or unsupported claims are corrected before publication.
Source verification
Key financial figures, limits, and regulations are verified against primary sources (IRS, SEC, CFPB, NAIC). We do not publish financial claims that cannot be verified.
Publication with metadata
Approved articles are published with full metadata: publication date, category, keywords, author attribution, and an educational disclaimer.
Ongoing maintenance
Articles are flagged for review whenever relevant regulations change (e.g., annual IRS contribution limit updates). We maintain a review schedule for high-traffic articles.
Editorial Standards
✓ Factual accuracy
Claims are checked against authoritative sources: IRS.gov, SEC.gov, CFPB, NAIC, and peer-reviewed financial literature.
✓ YMYL compliance
We follow Google's Your Money or Your Life quality guidelines. Financial content is treated with heightened scrutiny.
✓ Clear disclaimers
Every article carries an educational-only disclaimer. No content implies personalised financial advice.
✓ No conflicts of interest
We do not accept payment to recommend products or alter editorial conclusions. Content is independent of advertiser influence.
✓ Timeliness
Financial limits, tax rules, and regulations change. We review and update articles when authoritative sources change.
✓ Balanced perspective
We present multiple options (e.g., term vs. permanent insurance) fairly, without steering readers toward any product.
AI Content Disclosure
FinPlan uses AI language models to assist in content creation. This is disclosed because transparency is a core editorial value. Key facts about our AI process:
- →AI drafts are never published without human editorial review.
- →AI models are given detailed prompts that include compliance and accuracy requirements.
- →Financial facts in AI-generated content are independently verified.
- →AI content does not constitute professional advice and is labeled accordingly.
Corrections Policy
We take accuracy seriously. If you find a factual error in any of our content, please contact us with the article URL and the specific correction. We will:
- Review the reported error within 5 business days
- Correct verified errors promptly
- Update the article's “last updated” date when material corrections are made
Editorial Independence
Advertisers and third parties have no influence over editorial content. We do not accept payment in exchange for positive coverage, product recommendations, or article placement. All editorial decisions are made independently based on reader value and accuracy.